The sketch is from Clean & Simple 105 and it's also for the Scallop challenge at the Alphabet Challenge Blog.
Crafty Creations - White plus 1 other colour.
Papertake Weekly Challenge - Just the one (colour)
The sentiment on this card is also Penny Black and the embossing down the edge is from a Cuttlebug border folder.
I've spent nearly all day here in my craft room having a lovely time, some things I've been pleased with, others not so much, but it's been fun nevertheless!